Up To $45,000 Down Payment Assistance In Washington State

Get Funding For Your Down Payment

If you’re looking for down payment assistance in Washington State, you’ve got options. The Washington State Housing Finance Commission (WSHFC) offers three choices for first time property purchasers who need help coming up with the funds for the down payment.




Washington Down Payment Assistance
Washington Down Payment Assistance

From the WSHFC website:

Downpayment Assistance Programs

SECOND MORTGAGE LOANS FOR QUALIFIED BORROWERS

The Commission’s Downpayment Assistance Programs provide loans for assistance with downpayment and closing costs and can only be used with the Commission’s first mortgage loan programs. These loans are due and payable upon sale, transfer, non-occupancy or refinance of property and cannot be subordinated upon refinance of the first mortgage.

Home AdvantageHome Advantage DPA
Up to 4% of the first mortgage loan amount.
HomeChoiceHomeChoice
Up to $15,000 for buyers with a disability or family member with disability living with them.
House Key Plus Seattle Seattle
Up to $45,000 for buyers living within the city limits of Seattle.

For complete details on these DPA programs in Washington, please go to the WSHFC webpage.

More Washington Down Payment Assistance

In addition to these three statewide DPA programs, you should also check to see if there are additional local first time home buyer programs offered in Washington that provide additional help which can be applied toward your down payment.