Special Loan Programs For MD 1st Home Purchasers

Loan Program For 1st Time Buyers In MD

Looking to purchase your 1st residence in Maryland but find yourself at a loss as to where to turn for a mortgage loan? Look no further. First time home buyer loans in Maryland are provided by the Maryland Department of Housing and Community Developmen​t (MDHCD). Not only do they provide below-market rates on your mortgage loan, they also provide other sufficient programs for 1st time home buyers.


Maryland First Time Home Buyer Loans
Maryland First Time Home Buyer Loans

Here are some details on MDHCD’s loan program:

Is the Maryland Mortgage Program Right for Me?

Buying a home is a big deal. For Marylanders just like you, it may be the single largest purchase you make, and will impact your family’s life for years to come.

For many people, becom​ing a homeowner can mean stability, greater control over how you live, and the potential for building wealth and equity for your family’s future.

You may have heard about the Maryland Mortgage Program (MMP) from a friend or a neighbor, from an ad you saw on a fast-moving bus or from a flyer you picked up at an event, and now you’re wondering if this program can help you move into a home of your own.

For complete details on this loan, including contact information and instructions on how to apply, please visit this MDHCD loan information page.

More Maryland First Time Buyer Resources

In addition to the above first time homebuyer loan from MDHCD, there are resources available as well. Be sure to visit Maryland down payment assistance, as well as our page that shares details about grants available in MD to purchase your first home.