Programs For Maryland First Time Buyers From MDHCD

Programs In MD For 1st Time Buyers

First time home buyers in Maryland have many options available to them for help in purchasing their first residence. The Maryland Department of Housing and Community Development (MDHCD) provides some very helpful programs for Maryland residents seeking to purchase their first home.


Maryland First Time Home Buyer Programs
Maryland First Time Home Buyer Programs

Here are some highlights:

Is the Maryland Mortgage Program Right for Me?

Buying a home is a big deal. For Marylanders just like you, it may be the single largest purchase you make, and will impact your family’s life for years to come.

For many people, becom​ing a homeowner can mean stability, greater control over how you live, and the potential for building wealth and equity for your family’s future.

Read more about the benefits of Homeownership.

You may have heard about the Maryland Mortgage Program (MMP) from a friend or a neighbor, from an ad you saw on a fast-moving bus or from a flyer you picked up at an event, and now you’re wondering if this program can help you move into a home of your own.

The Maryland Mortgage Prog​ram is a home loan program that’s right for many Marylanders, is a safe and secure loan from Maryland’s Housing Finance Agency, and has several important features:

For complete details on these programs, including contact information and instructions on how to apply, please visit the MDHCD homebuyer program page.

More Maryland First Time Buyer Programs

In addition to the above homebuyer programs offered by MDHCD, there are local housing agencies in various towns, cities and counties throughout the state that provide financial assistance to 1st time property buyers as well. To determine if you qualify for any near you, please visit local first time home buyer programs in Maryland.