IHFA Offers Favorable Loans To ID 1st Home Purchasers

Special Loan Program For 1st Time Buyers In ID

Looking to purchase your 1st residence in Idaho but find yourself at a loss as to where to turn for a mortgage loan? Look no further. First time home buyer loans in Idaho are provided by the Idaho Housing and Finance Association (IHFA). Not only do they provide below-market rates on your mortgage loan, they also provide other productive programs for 1st time home buyers.


Idaho First Time Home Buyer Loans
Idaho First Time Home Buyer Loans

Here are some details on IHFA’s loan program:

Home Loans

Whether you’re purchasing a home or refinancing, Idaho Housing offers unique loan products that include conventional loans, Rural Development (RD) loans in rural areas, Federal Housing Administration Loans (FHA), and Veterans Administration (VA) loans for Veterans.


If you make up to $90,000 per year, you might qualify for one of our loan products. Property Types includes: Single Family, Townhouse, Condos and Manufactured Housing.

Please complete the form below to check your eligibility for our low interest rate financing, down payment assistance, and other programs that can save you up to $200 per month on your house payment.

Once you’ve submitted the form, you’ll be referred to Idaho Housing’s participating lenders in your area that can help you move forward with the loan process.

For complete details on this loan, including contact information and instructions on how to apply, please visit this IHFA loan information page.

More Idaho First Time Buyer Resources

In addition to the above first time homebuyer loan from IHFA, there are resources available as well. Be sure to visit Idaho down payment assistance, as well as our page that shares details about grants available in ID to purchase your first home.