North Carolina Housing Finance Agency Offers Programs For 1st Time Buyers

Programs in NC For First Time Buyers

First time home buyers in North Carolina have many options available to them for help in purchasing their first residence. The North Carolina Housing Finance Agency (NCHFA) provides some very helpful programs for NC residents seeking to purchase their first home.


North Carolina First Time Home Buyer Programs
North Carolina First Time Home Buyer Programs

Here are some highlights:

Buying a Home? We Can Help!

At the North Carolina Housing Finance Agency, we have assisted thousands of North Carolinians in purchasing homes. We offer an array of financing options to make buying a new home affordable. Our products include the NC Home Advantage Mortgageā„¢, which offers down payment assistance up to 5% of the loan amount. And if you are a first-time home buyer or a military veteran, you may be able to boost your savings with a Mortgage Credit Certificate that can save you up to $2,000 on your income taxes every year!

Review your options below to see how our mortgage products may benefit you for your largest investment. Also, check out our interest rates and mortgage calculators by clicking the links to the left to see what your savings might be.

For complete details on these programs, including contact information and instructions on how to apply, please visit this NCHFA web page.

More Illinois First Time Buyer Programs

In addition to the above homebuyer programs offered by NCHFA, there are local housing agencies in various towns, cities and counties throughout the state that provide financial assistance to 1st time property buyers as well. To determine if there any near you, please also visit local first time home buyer programs in North Carolina.