The Maryland Department of Housing and Community Development (MDHCD) offers down payment assistance to first time home buyers through their MMP Down Payment Assistance Program.
To find out more about the MMP Down Payment Assistance Program, visit the MDHCD webpage here, or contact them directly at:
7800 Harkins Road
Lanham, MD 20706
(301) 429-7400 or
Other Sources For Maryland First Time Buyer Grants:
The Maryland Department of Housing and Community Development (DHCD) has also partnered with a range of organizations that can provide you with additional funds (sometimes grants, sometimes loans) to help you purchase your first home, and which will be matched by the Maryland Mortgage Program up to $3,500 (as a zero-interest deferred loan – some conditions may apply). These partner organizations include:
Builders and developers
Partner Match Programs provide additional down payment and/or closing cost assistance for qualified borrowers utilizing a Maryland Mortgage Program (MMP) loan. Participating partners provide the established amount of assistance to borrowers who meet the criteria established by the partner. MMP matches the funds dollar-for-dollar up to a maximum of $2,500 in the form of a 0% deferred loan which is repayable when the home is sold or transferred, or when the first mortgage is paid off or refinanced.
A list of partners and information about each program, as well as other details can be found on the fact sheet here.