Missouri Housing Development Commission Offers 4% DPA Help

Get A Down Payment Grant Up To $10,000

If you’re looking for down payment assistance in Missouri, you’re very lucky. The Missouri Housing Development Commission (MHDC) offers grant money for first time property purchasers who need help coming up with the funds for the down payment.

Missouri Down Payment Assistance
Missouri Down Payment Assistance

MHDC offers a Cash Assistance Payment (CAP) up to 4% of the purchase price. The maximum purchase price in this program is $255,573. Therefore the down payment grant could be as much as $10,222:

Cash Assistance Payment


bullet Helps enable first-time homebuyers in need of down payment and closing cost assistance. CAP details: 

Qualified first-time homebuyers are eligible to receive a grant of 4 percent of the loan amount to be used for down payment and closing costs.
No junk fees are allowed.  The lender may charge standard closing costs.

Purchase Price Limits

Type of Home

Non-Target Area

Target Area*

Single family home






Note:  These limits are subject to change in accordance with regulations.

Income Limits


Income Limits

Cash Assistance Loan Program

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Additional Income Guideline Information

The total gross annual household income for all residents living, or intending to live, in the home, age 18 or older, must be within the limits established for household income.

Total gross annual household income is calculated using all sources of income including, but not limited to, wages, overtime, bonuses, child support, alimony, commissions and earnings from a second job, business and investments.

For complete program details, please visit MHDC CAP program.

More Missouri Down Payment Assistance

In addition to the statewide DPA program, you should also check to see if there are local first time home buyer programs offered in Missouri that provide additional help which can be applied toward your down payment.