MHC Offers Special Loans To MS 1st Home Purchasers

Fixed-Rate Loan Program For 1st Time Buyers In MS

Looking to purchase your 1st residence in Mississippi but find yourself at a loss as to where to turn for a mortgage loan? Look no further. First time home buyer loans in Mississippi are provided by the Mississippi Home Corporation (MHC). Not only do they provide below-market fixed rates on your mortgage loan, they also provide other treasured programs for 1st time home buyers.


Mississippi First Time Home Buyer Loans
Mississippi First Time Home Buyer Loans

Here are some details on MHC’s loan program:

Which Program is Right for Me?

We work hard to keep lenders and real estate professionals well educated on our programs and services. Lenders who participate in our programs will help you choose the programs best suited for you when you pre-qualify for your loan. Getting pre-qualified is the first step in the loan process and tells you the maximum amount the Lender will loan you for your home purchase.

Your lender will consider both your household income and credit score. To determine which MHC program is right for you, your lender will make sure you qualify using the income limits for our programs, and meet the first-time homebuyer status (if applicable), for the county in which you are considering purchasing your new home.

For complete details on this loan, including contact information and instructions on how to apply, please visit this MHC home loan information page.

More Mississippi First Time Buyer Resources

In addition to the above first time homebuyer loan from MHC, there are resources available as well. Be sure to visit Mississippi down payment assistance, as well as our page that shares details about grants available in MS to purchase your first home.