Georgia Dream Home Ownership Program

Programs For 1st Time Buyers In GA

First time home buyers in Georgia have many options available to them for help in purchasing their first residence. The Georgia Department of Community Affairs provides some very helpful programs for Georgia residents seeking to purchase their first residence.


Georgia First Time Home Buyer Programs
Georgia First Time Home Buyer Programs

Here are some highlights:

Georgia Dream Homeownership Program

What is Georgia Dream?


The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.


Georgia Dream Partners


For complete details on these programs, including contact information and instructions on how to apply, please visit this Georgia DCA web page.

More Georgia First Time Buyer Programs

In addition to the above homebuyer programs described above, there are local housing agencies in various towns, cities and counties throughout the state that provide financial assistance to 1st time property buyers as well. To determine if there any near you, please visit local first time home buyer programs in Georgia.