GDCA Offers Below-Market Loans To GA 1st Home Purchasers

Special Loan Deal For 1st Time Buyers In GA

If you’re looking to purchase your first residence in Georgia but find yourself at a loss as to where to turn for a mortgage loan. You need not worry. First time home buyer loans in Georgia are provided by theĀ Georgia Department of Community Affairs (GDCA). Not only do they provide below-market interest rates on your mortgage loan, they also provide other generous programs for 1st time home buyers.


Georgia First Time Home Buyer Loans
Georgia First Time Home Buyer Loans

Here are some details on GDCA’s loan program:

What is Georgia Dream?


The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.


For complete details on this loan, including contact information and instructions on how to apply, please visit this GDCA loan page.

More Georgia First Time Buyer Resources

In addition to the above first time homebuyer loan from GDCA, there are resources available as well. Be sure to visit Georgia down payment assistance, as well as our page that shares details about grants available in GA to purchase your first home.