Florida Housing Finance Corporation Provides A Statewide First Time Buyer Program

Florida Housing’s First Time Homebuyer (FTHB) Program provides 30-year fixed rate FIRST mortgage loans to first time homebuyers through participating lenders and lending institutions throughout the entire State of Florida. Additionally, first time purchasers may also participate in one of Florida Housing’s down payment assistance (in the form of a zero-interest rate second mortgage)to help borrowers with down payment assistance and closing costs.




Florida First Time Home Buyer ProgramThe FHFC First Time Homebuyer Program has income and purchase price limits to determine eligibility. In addition to meeting income and purchase price limits, potential first time owners must:

  • Complete a Homebuyer Education Class
  • Qualify for a Mortgage Loan and have a Minimum 640 FICO Score.

To get complete details of the program, visist the FHFC webpage here.




To contact FHFC directly, use the following info:

Florida Housing Finance Corporation
227 N. Bronough Street, Suite 5000
Tallahassee, Florida 32301
(850) 488-4197
(850) 278-4197 (SUNCOM)
(850) 488-9809 – fax