Fixed-Rate First Time Buyer Mortgage Loans In Texas

The mission of the Texas State Affordable Housing Corporation is to “serve the housing needs of low-income families and other underserved populations in Texas who do not have acceptable housing options through conventional financial channels.” This means that if you are a first time home buyer in Texas and don’t think you’d be able to qualify for a normal home mortgage loan from a bank, the TSAHC has programs designed to help you purchase your first residence.




Texas first time home buyer loanYou’ll need to meet some basic requirements, including a minimum credit score and have an annual household income at or below the the allowable level. But if you’re worried about coming up with a traditional 20% down payment, it’s not necessary. The program offers different levels of grants to help cover the amount of the down payment.

Here is a video that explains the requirements and provides further details:


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Here is the information to contact the TSAHC directly:

Webpage to get started is here.

Texas State Affordable Housing Corporation

Street Address:
2200 E. Martin Luther King Jr. Blvd.
Austin, TX 78702

Mailing Address:
PO Box 12637
Austin, TX 78711-2637

Homebuyer Questions Toll Free: 877-508-4611 FREE
General Questions Toll Free: 888-638-3555 FREE

Phone: 512-477-3555
Fax: 512-477-3557