First Time Home Buyer Programs By Town And City Throughout New Jersey

Investigate Programs Available In Your Area

First time home buyers in New Jersey have many options available to them for help in purchasing their first residence. In addition to the statewide grants offered by the New Jersey Housing And Mortgage Finance Agency (NJHMFA), there are local housing agencies that provide financial aid to 1st time property buyers as well.




Contact Info For Local Programs

Follow the various resources below to determine 1st time homebuyer program amounts and requirements in various towns, cities, and/or counties in New Jersey:

Programs by City/Town

(Programs organized by the County in which each City or Town is located)

 - Atlantic
 - Bergen
 - Burlington
 - Camden
 - Cumberland
 - Essex
 - Gloucester
 - Hudson
 - Mercer
 - Middlesex
 - Monmouth
 - Morris
 - Ocean
 - Passaic
 - Salem
 - Somerset
 - Union

Atlantic County

Office of Community Development
1301 Bacharach Boulevard, Room 505
Atlantic City, NJ 08401
(609) 347-5373

Bergen County

Community Development
Home Ownership Center
One Bergen County Plaza, 4th Floor
Hackensack, NJ 07601
(201) 336-7200 – Office
(201) 336-7248 – Fax

Burlington County

1st Time Homebuyer’s Program
Human Services Facilities
795 Woodlane Road
West Hampton, NJ 08060
(609) 265-5072

Camden County

Bureau of Grants Management
City Hall – Room 213
Camden, NJ 08101
(856) 968-6423

Department of Community Development
520 Market Street
Camden, NJ  08102
(856) 757-6656

Housing & Economic Opportunities (HEO) of South Jersey
(856) 858-0303

Cumberland County

Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Essex County

East Orange Department of Neighborhood Housing & Revitalization
44 City Hall Plaza
East Orange, NJ 07019
(973) 266-5143

Community Urban Renewal Enterprises (CURE)
(201) 217-0855

Essex County Division of Housing and Community Development
120 Fairview Avenue
Cedar Grove, NJ 07009
(973) 655-0200

J.P. Affordable Housing
(201) 217-0855

Metropolitan Ecumenical Ministries/CDC
(973) 481-6650

Unified Vailsburg Services Organization (UVSO)
40 Richelieu Terrace
Newark, NJ 07106
(973) 374-2000, ext. 12

Gloucester

Department of Economic Development
Division of Housing & Community Development
Budd Boulevard Complex
Woodbury, NJ 08096
(856) 384-6970

Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Hudson County

Housing Resource Center
574 Newark Avenue
Jersey City, NJ 07306
(201) 795-5615

Hudson County Division of Housing & Community Development
830 Bergen Avenue, 5B
Jersey City, NJ 07306
(201) 369-4520

Jersey City Division of Community Development
30 Montgomery Street
Jersey City, NJ 07302
(201) 547-6910

Mercer County

Housing & Community Development
McDade Administration Building
640 South Broad Street
Trenton, NJ 08650
(609) 989-6959

Trenton City Home Corporation, Inc.
319 East State Street
Trenton, NJ 08608
(609) 989-3504

Middlesex County

Housing Development Corporation
Homebuyer Soft Costs Assistance Loan Program
One Olive Street
Perth Amboy, NJ 08861
(732) 826-1519

New Brunswick Office of Planning and Community Development
PO Box 269
25 Kirkpatrick St.
New Brunswick, NJ 08903
(732) 745-5050

Monmouth County

Asbury Park Community Development Program
Homebuyers Assistance Program
One Municipal Complex
Asbury Park, NJ 07712
(732) 502-5730

Long Branch Community Assistance Program
Office of Community & Economic Development
344 Broadway
Long Branch, NJ 07740
(732) 923-2040

Monmouth County Community Development
First Time Homebuyers Program
Hall of Records Annex
One East Main Street
Freehold, NJ 07728
(732) 431-7490

Morris County

The Housing Partnership for Morris County
Two East Blackwell Street, Suite 29
Dover, NJ 07801
(973) 659-9222

Ocean County

Department of Planning
129 Hooper Avenue
Toms River, NJ 08754
(732) 244-5333

Ocean Community Economic Action Now, Inc. (O.C.E.A.N.)
22 Hyers Street
Toms River, NJ 08754-0129
(732) 244-2351

Passaic County

Passaic Affordable Housing Corporation
333 Passaic Street
Passaic, NJ 07055
Contact: Sonia Alcantara, Assistant Director
(973) 365-1873

Paterson Department of Community Development Housing Division
125 Ellison Street, 3rd Floor
Paterson, NJ 07505
(973) 321-1214

Salem County

Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330

Somerset County

Central Jersey Housing Resource Center, Inc.
600 First Avenue
Raritan, NJ 08869
(908) 704-8901

CDC Properties
630 Franklin Boulevard
Somerset, NJ 08876
(732) 247-0444

Union County

Department of Economic Development
Division of Community Development
Administration Building
Elizabeth, NJ 07207
(908) 527-4057

Elizabeth Home Improvement Program
50 Winfield Scott Plaza
Elizabeth, NJ 07201
(908) 352-8450

Program funding and availability is constantly on the move. Keep up to date on the most recent changes by visiting first time home buyers in New Jersey.

New Jersey First Time Home Buyers