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1st Time Buyer Home Mortgage Loans in AK
Property Buying Tip:
As an Alaska first time home buyer, one important tip when it comes to real estate is to make absolute sure that your appraiser is legitimate. This is extremely important because this is the person who is responsible for inspecting the house and making sure not only that everything is up to code, but also will let you know about any unforeseen maintenance that might be needed. It is recommended that your appraiser have over five year of experience and be licensed or certified by the state. For more information on the availability of financial assistance for 1st time property purchasers in the Last Frontier, be sure to visit first time home buyers in AK for complete details on local programs available to you.
Home Mortgage Tip:
Know your credit score and keep unsavory mortgage lenders at bay. Some unscrupulous lenders will lie to you about your credit score, claiming it is lower than it actually is. They use this lie to justify charging you a higher interest rate on your mortgage. Knowing your credit score is protection from this fraud.