First Time Buyer Incentives Available in West Virginia

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First Time Buyer Cash Grants in West Virginia

1st Time Buyer Incentive Programs in WV

Down Payment Assistance in WV

1st Time Buyer Home Mortgage Loans in WV

West Virginia First Time Home BuyerProperty Buying Tip:

As a West Virginia first time home buyer, when purchasing a home, put down at least twenty percent of the house’s selling price as your down payment. If you put down any less than that, you will usually be required to purchase private mortgage insurance (PMI). This fee is around half of a percent, which would be about $1000 a year on a $200,000 house.

Home Mortgage Tip:

One way to improve your credit is to buy things you know you can afford using credit, then at the end of the month, pay it off in full. This will make you look like a conscientious user of credit and will positively impact your credit rating. You could also buy slightly out of your budget and budget monthly payments accordingly.