First Time Buyer Incentives Available in West Virginia

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First Time Buyer Cash Grants in West Virginia




West Virginia First Time Home BuyerProperty Buying Tip:

As a West Virginia first time home buyer, when purchasing a home, put down at least twenty percent of the house’s selling price as your down payment. If you put down any less than that, you will usually be required to purchase private mortgage insurance (PMI). This fee is around half of a percent, which would be about $1000 a year on a $200,000 house. For more information on the availability of financial assistance for 1st time property purchasers in the Mountain State, be sure to visit first time home buyers in WV for complete details on local programs available to you.

Home Mortgage Tip:

One way to improve your credit is to buy things you know you can afford using credit, then at the end of the month, pay it off in full. This will make you look like a conscientious user of credit and will positively impact your credit rating. You could also buy slightly out of your budget and budget monthly payments accordingly.