First Time Buyer Incentives Available in Oregon

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1st Time Buyer Incentive Programs in OR

Down Payment Assistance in OR

1st Time Buyer Home Mortgage Loans in OR

Oregon First Time Home BuyerProperty Buying Tip:

As an Oregon first time home buyer, it’s important to keep in mind that your home can be leveraged in a second mortgage. This financial option can save your life in tough times, allowing you to bargain against the market value of your home. This may require a new appraisal of your home’s value, a refinancing of your mortgage, etc., but it provides the opportunity to get cash in tough times and finance important deals if your funds run low.

Home Mortgage Tip:

Save your money. When you are going to finance a home mortgage, you will need to have some cash for a down payment. The more money you pay down, the lower your payments and interest rates. The down payment goes directly to the principal of the mortgage and is a sum you will not owe yearly interest on.