First Time Buyer Incentives Available in Oregon

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Oregon First Time Home BuyerProperty Buying Tip:

As an Oregon first time home buyer, it’s important to keep in mind that your home can be leveraged in a second mortgage. This financial option can save your life in tough times, allowing you to bargain against the market value of your home. This may require a new appraisal of your home’s value, a refinancing of your mortgage, etc., but it provides the opportunity to get cash in tough times and finance important deals if your funds run low. For more information on the availability of financial assistance when buying your first residence in the Beaver State, be sure to visit first time home buyers in Oregon for complete details on local programs available to you.

Home Mortgage Tip:

Save your money. When you are going to finance a home mortgage, you will need to have some cash for a down payment. The more money you pay down, the lower your payments and interest rates. The down payment goes directly to the principal of the mortgage and is a sum you will not owe yearly interest on.