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1st Time Buyer Incentive Programs in NY
Down Payment Assistance in NY
1st Time Buyer Home Mortgage Loans in NY
As a New York first time home buyer, always remember to be flexible in your choices. Perhaps you can’t afford your dream house in your dream community, but maybe you can afford to have one if you give up the other. If you are unable to find the home you want in the desired area, modify your search in either location or type of home.
Home Mortgage Tip:
Gather your paperwork together before applying for a mortgage. Getting to your bank without your last W-2, check stubs from work, and other documentation can make your first meeting short and unpleasant. The lender will require you to provide this information, so you should have it all handy so you don’t have to make subsequent trips to the bank.