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Property Buying Tip:
As a Nebraska first time home buyer, before making a decision to buy, view your top two or three choices a second time. A second viewing can help you get a better picture of what you love and hate about the house. Things are also often noticed the second time around that were missed during the first showing. For more information on the availability of financial assistance for 1st time property purchasers in the Cornhusker State, be sure to visit first time home buyers in NE for complete details on local programs available to you.
Home Mortgage Tip:
When shopping for a mortgage loan, ask if the rate is adjustable or fixed. Adjustable rate loans have interest rates which can vary greatly during the life of the mortgage. Also, your monthly payments will never be fixed and can increase by hundreds of dollars monthly. If the rate on the loan is adjustable, ask how and when the loan payment and rate could change.