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Location location location. As a Michigan first time home buyer, you are far better off buying the ugliest house on the best street in the nicest neighborhood than you are buying a perfect home with upgrades and amenities on an ugly street in a questionable neighborhood. Property values are determined much more by a homes surroundings than they are by their cosmetics.
Home Mortgage Tip:
If you are having problems with your mortgage, seek help. Consider seeking out mortgage counseling. There are counseling agencies under the Department of Housing and Urban Development all around the country. Counselors approved by HUD can often help you prevent foreclosure. Call or visit HUD’s website for a location near you.