Select The Type Of Aid You’re Seeking:
As a Maine first time home buyer, remember that your decision to make an offer on a house should be based on a lot of factors. One of them is the Home Owner Association (HOA) fees. In some cases this is an insignificant amount, but sometimes the amount reaches the several hundred dollars level. You need to read all the disclosures your real estate agent gives you, and make sure you can still afford the monthly payment on your new home. For more information on the availability of financial assistance for 1st time property purchasers in the Pine Tree State, be sure to visit first time home buyers in Maine for complete details on local programs available to you.
Home Mortgage Tip:
If your mortgage has been approved, avoid any moves that may change your credit rating. Your lender may run a second credit check before the closing and any suspicious activity may affect your interest rate. Don’t close credit card accounts or take out any additional loans. Pay every bill on time.