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Property Buying Tip:
As a Kansas first time home buyer, do not let your emotions overrule things at the negotiation table when making an offer on a home. Prepare yourself to make compromises that may not make you happy but will make the seller more willing to find a way to meet you at an agreement that you are both content with. For more information on the availability of financial assistance for 1st time property purchasers in the Sunflower State, be sure to visit first time home buyers in Kansas for complete details on local programs available to you.
Home Mortgage Tip:
When you get a quote for a home mortgage, make sure that the paperwork does not mention anything about PMI insurance. Sometimes a mortgage requires that you get PMI insurance in order to get a lower rate. However, the cost of the insurance can offset the break you get in the rate. So look over this carefully.