Programs For 1st Time Buyers
First time home buyers in New Hampshire have many options available to them for help in purchasing their first residence. In addition to their down payment assistance program, the New Hampshire Housing Finance Authority (NHHFA), provides some other very helpful programs for New Hampshire residents seeking to purchase their first home.
Here are some highlights:
Our Mortgage Programs
New Hampshire Housing’s mortgage products offer the same great basic features:
- 30-year fixed rates with 0 points
- Low downpayment requirements
- No hidden fees
- Financing for condominiums as well as 1-4 family homes
- Free homebuyer education classes
Beyond these great features, see below for specifics about our two main mortgage products, Home Flex and Home Preferred , as well as our new Home Start Homebuyer Tax Credit Program.It’s easy to apply for a New Hampshire Housing mortgage! Simply contact one of our participating lenders to find out how. To qualify for the program, borrowers must meet certain income limits.
For more information on New Hampshire Housing mortgage products, please contact us directly at 1-800-649-0470 or email us.
Funds for Downpayment and Closing Costs
Low or No Private Mortgage Insurance Options
Voucher Assisted Mortgage Option
Emergency Home Repair Loans
Home Start Homebuyer Tax Credit Program
For complete details on these programs, including contact information and instructions on how to apply, please visit this NHHFA program page.
More NH First Time Buyer Programs
In addition to the above homebuyer assistance offered by NHHFA, there are local housing agencies in various towns, cities and counties throughout the state that provide financial assistance to 1st time property buyers as well. To determine if there any near you, please visit local first time home buyer programs in New Hampshire.