Down Payment Assistance From The New Hampshire Housing Finance Authority

Apply For DPA Programs Available To You

First time home buyers in New Hampshire have many options available to them for help in purchasing their first residence. If you feel that saving enough for a down payment will forever prevent you from buying your first residence, here’s some great news. The New Hampshire Housing Finance Authority (NHHFA), offers down payment assistance for New Hampshire 1st time buyers.




New Hampshire Down Payment Assistance
New Hampshire Down Payment Assistance

New Hampshire DPA Details

Help coming up with the needed down payment is perhaps the greatest resource that you can tap into as a first time home buyer. Here are some details from the NHHFA website:

Funds for Downpayment and Closing Costs

New Hampshire Housing provides two great flexible Government insured mortgage options; Home Flex Plus and Home Flex.

Home Flex Plus feature:

  • Cash funds at closing equal to 3% of the loan amount;
  • There is no repayment requirements on the cash assistance;
  • Flexible underwriting criteria;
  • Government insurance option; and
  • May be used for purchase or refinancing.

Home Flex feature:

  • Downpayment requirements set by insurer;
  • Flexible underwriting;
  • Government insurance option; and
  • May be used for purchase or refinancing.

To get complete program details, including income limits as well as how to get the application process started, please visit the NHHFA DPA page.

More NH Down Payment Assistance

In addition to the above DPA program offered by NHHFA, there are local housing agencies in various towns, cities and counties throughout the state that provide financial assistance to prospective 1st time property buyers as well. To find out about additional down payment assistance available to you, please visit local first time buyer programs in New Hampshire.