California Down Payment Assistance Programs

State and local down payment aid for CA 1st time property buyers

California Down Payment AssistanceThe California Housing Finance Agency offers a Downpayment Assistance Program (CHDAP). In addition to that statewide program, there are many local offerings of down payment aid. Here are some details on the CHDAP relief:

“The CHDAP provides a deferred-payment junior loan – up to 3% of the purchase price, or appraised value, whichever is less, to be used for their down payment and/or closing costs. This program may be combined with a CalHFA or non-CalHFA, first mortgage loan.”




To read a list of the eligibility requirements, please go here.

There are also a variety of local opportunities for down payment assistance in California:

If you’re a teach in California, definitely check out this site.

Help coming up with the funds for the down payment in Rocklin, CA.

Salinas down payment assistance of $20,000 to $25, 000.





In addition to the benefits listed above, there are more offerings listed on our California first time home buyer programs page.